Skuupgat beteken duisende het nog tyd om £650 lewenskostebetaling te eis

A LOOPHOLE means hundreds of thousands of people still have time to claim the FULL £650 cost of living payment.

Eight million households on means-tested benefits will receive the cash, which will help go towards spiralling bills.

You can still get the £650 cost of living instalment by claiming pension credit

You can still get the £650 cost of living instalment by claiming pension creditKrediet: Getty

It will be paid in two instalments, and you will be paid the first chunkworth £326by the end of July.

The exact date for when you’ll get the second payment hasn’t been set yet, but the money will be dished out in the Autumn.

To get the first payment, you will need to be in receipt of any of these eligible benefit payments as of May 25 hierdie jaar, or have started a claim by this date and later be successful.

It means the deadline to apply for benefits and be eligible to get the £650 help has been and gone.

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Is the £650 cost of living payment one per household?


Is the £650 cost of living payment one per household?

But there’s one benefit that you can apply for NOW and still be eligible to be paid the cost of living payment.

Volgens Geldbesparingsdeskundige, the deadline for qualifying for the first payment chunk is August 24 if you put in a claim for pension credit.

The consumer site was told by benefits Entitled To that the extended deadline was due to a backlog in claims.

That means you have just over five weeks left to put your application in with a chance of qualifying for the extra help in full.

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What is pension credit?

Pension credit gives you extra cash if you’re of state pension age and on a low income.

Dit boosts the weekly income of the poorest pensioners up to £182.60 for a single person and £278.70 for couples.

Hard-up households could get up to £3,300 a yearanyone who is a carer or disabled can qualify for the higher payments.

Volgens die government’s own figures, around £1.7billion in Pension Credit has gone unclaimed.

Om te kwalifiseer, either you (or your partner if you live with one) must have reached State Pension Age, wat is currently set at 66.

You also need to live in England, Scotland or Wales

Your household income will be calculated when you apply, and if you fall short of the thresholds you will be awarded a top-up amount.

Your income includes:

  • State Pension
  • other pensions
  • earnings from employment and self-employment
  • most social security benefits, for example Carer’s Allowance

If you have £10,000 or less in savings and investments this will not affect your Pension Credit.

If you have more than £10,000, every £500 over £10,000 counts as £1 worth of weekly income.

Hoe beweer ek?

You can start your application up to four months before you reach State Pension age.

You can apply any time after you reach State Pension age but your application can only be backdated by three months.

You can apply online using the government service.

You can use the online service if:

  • you have already applied for your State Pension
  • there are no children or young people included in your application

Alternatiewelik, you can apply by phone on the Pension Credit claim line on 0800 99 1234.

To apply by post, print out and fill in the Pension Credit claim form or call the claim line to request one.

How do I then get the £650 cost of living payment?

If you’ve made a claim in time and it’s successful, you don’t need to do anything to get the £650 cost of living payment.

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It is paid automatically to those who are eligible.

The payments will be tax-free and won’t affect any benefits you’re getting.

Cost of living payments: wat jy moet weet