何百万人もの英国人が 300 ポンドの思いがけない利益を得る可能性があります – 返金の義務がありますか?

MILLIONS of Brits are one step closer to getting a £300 payout.

The courts have dismissed Mastercard’s challenge against a class action lawsuit on behalf of consumers.

Millions of Brits are one step closer to getting a £300 payout

Millions of Brits are one step closer to getting a £300 payoutクレジット: アラミー

It’s the first case of its kind in イギリス history and could see millions of consumers get the payout.

The legal claim is led by Walter Merricks, who alleges that over 46million people were overcharged by the card company over more than a decade.

ザ・ 控訴裁判所 dismissed Mastercard’s final challenge to the suit last week.

Mr Merricks, a lawyer who once led the Financial Ombudsman Service which handles consumer disputes with banks, alleges millions of Brits were overcharged for a 15-year period between 1992 そして 2008.

The exact value of the claim is disputed but could total more than £10billion.

Mr Merricks and his lawyers claim it is worth up to £17billion and the 46million consumers affected could get around £300 each.

The claim does not include those who are now deceased or compound interest, which Mastercard previously said reduces the claim to around £10billion.

It’s still too early to say if Brits will definitely receive a payout and whether it will be handed out automatically and it’s unlikely to be anytime soon.

今日, Mr Merricks has started an ad campaign to tell people about the lawsuit and the criteria for joining.

If you’re a UK citizen and lived here for three months between 1992 そして 2008 then you won’t need to do anything to join.

だが, if you didn’t then you might need to opt-in to the lawsuit.

Mr Merricks said: “Today I’m reaching out to 46million UK adults with news about the claim I’m bringing on your behalf against Mastercard.

People are waking up to consumer rip-offs by big international companies like Mastercard.

In this case all UK adult shoppers lost out by paying higher prices than we should have done because of an ‘invisible taxthat Mastercard was responsible for.

A spokesperson for Mastercard said: “This case isn’t about helping consumers.

This flawed claim is being pushed by lawyers and their financial backers primarily focused on making money for themselves, and is likely to take years to conclude.

We will continue to fight it and are confident that, once the facts are presented in court, the case will be thrown out.”

Mr Merricks believes Mastercard wrongly levied fees on transactions made between May 22, 1992 と6月 21, 2008.

These fees were paid by retailers accepting Mastercard payments, rather than by consumers themselves.

But Mr Merricks argues shoppers have lost out as retailers passed on these fees in the form of higher prices.

How do I claim compensation?

If Mr Merricks ultimately wins, everyone who made a transaction at a retailer that accepted Mastercard payments during this time frame could be entitled to a payout unless they explicitly refuse it.

This is because the claim has been approved by the Tribunal to proceed as an opt-out case.

簡単な言葉で, if you don’t opt-out, you’re in.

That means that Brits would be entitled to the payout without having any direct involvement with the trial and regardless of whether they had a Mastercard.

そう, if a UK consumer – or the person whose estate they represent – was living in the UK on September 6, 2016 and they meet criteria to be in the class, they are included in the class and do not need to do anything.

If were not living in the UK on this date in 2016, but meet the criteria to be in the suit, and want to be in it, you’ll need to opt-in.

To opt-in or opt-out you can go to mastercardconsumerclaim.co.uk

The Mastercard case

In August last year the courts gave the go-ahead for the class action lawsuit.

The Competition Appeals Tribunal (CAT) gave the green light for the case to proceed to trial.

It followed the Supreme Court judgement in 2020 which moved the case to the CAT for a decision.

The Mastercard case was previously thrown out of the CAT 戻って 2017 when it said it couldn’t decide on this type of case and would therefore not allow it to go to trial.

Mr Merricks then appealed to the Court of the Appeal, これ ruled in his favour.

この時点で, Mastercard appealed the decision to the Supreme Court, and that appeal was dismissed in December 2020, pathing the way for the CAT to decide.

The CAT decision last August means that the case will be now heard in court, and the trial will determine if Brits get the compensation.

It’s the first time a US-style class action lawsuit has been given permission to be heard in the UK after a change to the law in 2015.

Mr Merricks said: “Totalling up to £17 billion pounds, it’s the biggest claim in UK legal history.

Not surprisingly Mastercard have been trying slow up the case ever since I started it 6 数年前.

Its attempts to stop the case from proceeding have all failed.

It’ll still take a while yet, but today is a key milestone. Do look at our website for information as the claim proceeds.

補償のための集団請求

Lawsuits that result in compensation for many people are often referred to as “集団訴訟”.

イングランドおよびウェールズでは、グループ訴訟命令 (GLO) is often used for this kind of lawsuit,

Collective action has been made easier under the UK’s Consumer Rights Act 2015.

これは、裁判所が同様の請求を1つとして扱うことができることを意味します, 数百または数千もの個別のクレームを持つのではなく.

この種の訴訟を起こすにはいくつかの段階があります, GLOの許可を与える必要のある裁判所を含む.

双方はまた、さまざまな段階で決定を上訴することができ、支払いの保証のない長いプロセスになります.

集団行動はまれです – 周りにしかありませんでした 100 以来の事例 2000 HM Courts andTribunalsServiceによると.

の変更以来 2015, 大量請求が開始されたのは1つだけです – this Mastercard case.

Lawyers have urged Brits to join several other collective claims for compensation in recent years.

There is no cost to sign up, but the firm will usually take a cut of any payout if the claim is successful to cover legal costs and that can be as much as 30%.

There’s no guarantee of a payout and collective claims of this type have not yet been fully tested in court.

None have been given permission to go ahead as a collective action like Mastercard has.

Millions of Easyjet customers who had their personal details stolen in a data breach could make a claim for compensation.

英国航空, Virgin Media and Equifax are also the subject of collective claims after data breaches.