Economize £ 100 por ano com esses cinco aplicativos de orçamento

IT’S one of the most depressing weeks of the year as many of us face a debt hangover from Christmas and payday is still some way off.

But try not to get down about your finances. Em vez de, why not download a budgeting app that can help put you back in control? It will let you keep an eye on different accounts in one place, check spending and set goals.

Save using top budgeting apps with thesse Sun Savers tips
Save using top budgeting apps with thesse Sun Savers tipsCrédito: Getty

Save using these top budgeting apps with our Sun Savers tips

We spoke to Damien Fahy at moneytothemasses.com for a rundown of some of the best tools and what they offer . . .

EMMA: This is a free app but you can opt for more features at an extra cost. It lets you see all your accounts in one place to track spending and puts your buys into categories. You can set budgets and it helps you ditch unnecessary subscriptions by highlighting your regular payments. It also sends updates to keep you on track.

MONEY DASHBOARD: Another free app like Emma, this categorises spending, such as household bills and groceries, so you can see what you have left after paying for essentials. It allows you to set multiple budgets for different categories of spending. It also notifies you of overspending and lets you set future goals.

Mais lido em dinheiro

How to get £5 off your McDonald's order this week

FAST-FOOD FIND

How to get £5 off your McDonald’s order this week

MONEYHUB: Costs 99p a month, or £9.99 for a year, but the first six months are free. Offers similar tools and functions to free apps Emma and Money Dashboard — so it might be worth seeing if you like those before paying for this one.

MONZO: A digital bank account rather than a budgeting app, but it has many of the same useful features. You can set goals and budgets and it offers a clear summary of spending. It lets you round up outgoings to the nearest pound and save the change into a pot.

STARLING BANK: Also a digital bank, this app has great budgeting features. It gives real-time updates to help you track daily spending, and offers insights to help you cut back.
Like Monzo, you can round up spending and sweep the pennies into a savings pot. You can reach your savings goal faster by multiplying these round-ups by two, five or ten.

  • Os preços nesta página estão corretos no momento da impressão. Ofertas e ofertas sujeitas a disponibilidade.

Troca de topo

Grab these boots from Prada for a whopping £1,250
Grab these boots from Prada for a whopping £1,250

WHO knew that having a purse on your boots would be the latest fashion? Buy Prada’s trendy ones for £1,250 – or save a bundle to put in your new ankle purse with Studio’s £17 version.

SALVE : £1,233

Or grab this version for £17 at Studio
Or grab this version for £17 at Studio

Uma garrafa de 70cl de vodka de limão Absolut custa £ 20,50 na Waitrose

BOOTS is bringing back Price Advantage – so if you have a Boots Advantage Card you will get discounts on 150 products each month. Savings include Aveeno shampoo, down from £8.99 to £4.50, and L’Oreal anti-wrinkle serum, down from £24.99 to £16.60. To save, download the Boots app and sign up for the card.

Shop & save

Grab a four carton of Iceland juice for just £3
Grab a four carton of Iceland juice for just £3

ICELAND has four cartons of its own-brand apple, laranja, mango or tropical juice for £3, normally £1 each.

SALVE : £ 1

Quente agora

BOOTS has halved the prices of selected vitamins, including own-brand kids’ multivitamins for £2.24, down from £4.49.

O que há de novo

A Mixx F1 FitnessTracker bracelet is £19.99 at Robert Dyas
A Mixx F1 FitnessTracker bracelet is £19.99 at Robert Dyas

ROBERT Dyas is having a mega January sale, with offers up to half price on furniture, kitchenware, electricals, cleaning and health products. A Mixx F1 FitnessTracker bracelet is £19.99, down from £39.99, and a Flite Revolution hybrid bike is £159.99, down from £209.99.

Guloseima barata

Cadbury's Chocolate Fingers are just 95p
Cadbury’s Chocolate Fingers are just 95p

CADBURY’S Milk Chocolate Fingers are down from £1.50 to 95p for Tesco Clubcard holders.

SALVE : 55p

Deal of day

Halfords has cut its car-cleaning bundle from £10.49 to £7
Halfords has cut its car-cleaning bundle from £10.49 to £7

HALFORDS has cut its car- cleaning bundle from £10.49 to £7. Go online and use code Sale10 for an extra ten per cent off, making it £6.30.

SALVE : £4.19

Uma garrafa de 70cl de vodka de limão Absolut custa £ 20,50 na Waitrose!

Uma garrafa de 70cl de vodka de limão Absolut custa £ 20,50 na Waitrose

Uma garrafa de 70cl de vodka de limão Absolut custa £ 20,50 na Waitrose

JUNTE-SE a milhares de leitores que participam do The Sun Raffle.

Todos os meses, oferecemos £ 100 para 250 leitores sortudos – se você está economizando ou apenas precisando de algum dinheiro extra, O sol poderia ter coberto.

Cada código Sun Savers inserido é igual a um bilhete de rifa. Quanto mais códigos você inserir, quanto mais bilhetes você ganhar e mais chances você terá de ganhar!

Para participar vá para sunsavers.co.uk ou abra o aplicativo Sun Savers.

Com Sun Savers, nós damos a você os melhores hacks, promoções e dicas para economizar dinheiro todos os dias.

PARA JUNTAR: Não se preocupe, pessoal - a adesão leva apenas 30 segundos, em três etapas.

A minha rapariga, 10, wears high heels, long acrylic nails and has a £141k carshe’s on enough cash to retire at 15 também