住宅価格の暴落はありますか?

HOUSE prices have rocketed since the start of the Covid pandemic with the average property price standing at £292,118.

There are a number of factors driving that growth, including a stamp duty holiday during コロナウイルス which saw a lot of people moving .

Could the housing market crash?

Could the housing market crash?クレジット: アラミー

プラス, a lack of housing supply means buyers are having to battle it out to get a property.

Experts are predicting the Bank of England’s new base interest rates will go up to 2.25% から 1.75% 同じように, signalling bad news for モーゲージ 所有者.

But what about house prices 今, and will there be a crash any time soon?

住宅価格の暴落はありますか?

The last time property prices crashed was in the global financial crisis.

UK house prices reached an average of £190,032 in September 2007 and had dropped to £154,417 by February 2009 – a fall of more than 18%.

They did not regain that peak until August 2014.

Despite recent surges in house prices, Rhys Schofield, managing director at Peak Mortgages and Protection, said he did not expect the current surge to continue.

彼は言った: “I think double digit growth in house prices is not going to continue and we’ll see a more sustainable figure as interest rates really bite.

しかしながら, Greg Cunnington, mortgage broker at LDN Finance, said he did not see prices dropping any time soon due to the high number of buyers on the market compared to the short number of homes.

彼は言った: “There is still a severe stock shortage, meaning there are a lot more would-be buyers than houses available.

That means most properties coming to market have several competing bids which is keeping prices high.

リズ・トラス will reportedly use Friday’s mini-budget to cut stamp duty in a bid to drive economic growth.

The Prime Minister has been working on plans with Chancellor Kwasi Kwarteng.

Karen Noye, mortgage expert at Quilter, said the announcement would stop house prices from dropping, with buyers less concerned about paying stamp duty on new homes.

彼女は言いました: “It may be enough to quell potentially dropping house prices as a result of people opting to stay put and avoid moving costs in the face of the energy crisis, double digit inflation and soaring food costs.

Buyers could once again be tempted to move despite the macroeconomic backdrop.

私たちの mortgage payment calculator can help you work out how much you can afford to borrow to buy a home.

And our My First Home series reveals each week how first-time buyers have got a foot on the ladderlike the two best friends who teamed up to buy a £505,000 first home.